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Steadman Group Research Division, Nairobi, Kenya, October 2007. Oloo, Ochieng. ..... The bottom line is to improve SME access to credit. To what extent ...

http://www.fsdkenya.org/pdf_documents/FSD_Credit_Scoring_for_SME_lending.pdf

reduce costs of SME credit analysis, improving access. FSD KENYA'S APPROACH: BUILDING MARKETS. FSD takes a market based approach to financial sector ...

http://www.fsdkenya.org/pdf_documents/09-07-03_FSD_briefing_note.pdf

*Immediate end-users of indigenous research findings. C. OVERVIEW. SMEs in .... Kenya's lending institutions' limited access to credit information due to a ...

http://www.esabmonetwork.org/fileadmin/esabmo_uploads/Kenya_-_Access_to_Finance_-_PPP.pdf

by R Atieno - Cited by 29

http://www.aercafrica.org/DOCUMENTS/RP111.PDF

Research and data analysis for banking sector development in Sub-Saharan Africa countries. ... Performed Corporate Sector Assessment focusing on SME access to finance. ... of main SME credit providers, evaluation of government role and ... Climate Survey data to support preparation of TA for MSME project in Kenya, ...

http://siteresources.worldbank.org/DEC/600659-1109953265771/20613666/ilove_cv.pdf

SME credit access]. Are different types of intermediaries needed for ..... combination of financial and marketing services in Kenya in the context of ...

http://siteresources.worldbank.org/INTFR/Resources/PRR_on_Access_to_Finance.pdf

The SME e-Access and Usage survey was carried out by the Research ...... Kenya SME policy framework is to develop a vibrant SME sector capable ..... context, the issue of facilitating access to credit for SMEs is regarded as ...

http://www.researchictafrica.net/new/images/uploads/sme access and usage in 14 african countries.pdf

China Center for Economic Research, Peking University, PRC ... Kenyan manufacturing firms and discovered that although informal credit is, to some extent, ..... access to credit funds under any contract. The cases in which ka = 0 and ka ...

http://www.springerlink.com/index/4331NLK74201L606.pdf

ing pro-SME arguments. In particular, some research finds that SMEs are nei- ...... “Ethnic Networks and Access to Credit: Evidence from ...

http://www.springerlink.com/index/X182RG71P3WQNV46.pdf

in affecting SME market entry, credit access and productivity.91 The majority ..... Mitullah, W.V. ''Street Trade in Kenya: The Contribution of Research in ...

http://www.informaworld.com/index/912547865.pdf

Research on SMEs in developing countries follows a similar pattern ... important determinant of firm's access to credit. Ceteris paribus, urban ... (2000) reported that males in Kenyan MSEs enjoy a significantly higher ...

http://www.informaworld.com/index/902958643.pdf

to restrict this trend and SMEs may see their access to credit deteriorate sharply. ... education and research, the transport infrastructure, the standards .... André Dellevoet, Executive Manager, Africa Enterprise Challenge Fund, Kenya ...

http://brusselsbriefings.files.wordpress.com/2009/08/programme_smes.pdf

The research and analysis began in June and it is expected to conclude in July 2009. ..... Water DCA (existing) and SME. DCA (existing). 7. Faulu .... KARF and USAID Kenya participate in a conference call with the Credit Review board, ...

http://pdf.usaid.gov/pdf_docs/PDACN976.pdf

value chains, agribusiness, micro and SME, etc. KARF and Inspired began work on a ... The DCA loan guarantees performed according to forecast with Oiko Credit exceeding .... Data collected in Kenya from hands-on field research will ...

http://pdf.usaid.gov/pdf_docs/PDACN974.pdf

This research uses Kenya as a case study. Kenya was chosen because it has a ..... population in Kenya without access to credit and financial services. ...... Interestingly, Metropol's SME credit scoring model shows that data about an ...

http://www.microlinks.org/file_download.php/Mobile+Banking_Key+to+Building+Credit+History.pdf?URL_ID=38595&filename=12428526631Mobile_Banking_Key_to_Building_Credit_History.pdf&filetype=application/pdf&filesize=284537&name=Mobile+Banking_Key+to+Building+Credit+History.pdf&location=user-S/

This Policy Brief was produced by Albert Mafusire, Research Economist and Abdul B. Kamara, ..... US$ 60 million to ease SME access to finance in Cameroon, Ghana, Kenya, ... maximize on the number of SMEs that access bank credit. ...

http://www.afdb.org/fileadmin/uploads/afdb/Documents/Publications/PB 12-2009.pdf

by L Stevenson - 2005 - Cited by 10

http://www.afdb.org/fileadmin/uploads/afdb/Documents/Policy-Documents/GOWE Kenya.pdf

Kenya. Sonae. Rehabilitating neglected coffee farms to produce and market fair trade coffee. East Timor ... Center for Research in Economics, Management and the Arts, .... SMEs more competitive and facilitates access to credit. ...

http://www.wbcsd.org/web/publications/sme.pdf

20 Jun 2007 ... Research, facilitation, advocacy, innovation ... Kenya. 2006. South Africa ... Key indicators of financial access and obstacles ..... Have a business loan, credit card and overdraft facility. Awareness of Support ...

http://www.cenbank.org/fss/wed/SME access to finance and Finscope Africa Findings_Bob Currin.pdf

SMEs in Kenya. This research environment is of critical importance, ... Republic of Kenya Sessional Paper No. 2 (2005) notes that access to markets and .... of the MSEs had accessed credit and that only 4% of this credit was obtained ...

http://inderscience.metapress.com/index/95121372GM6T3121.pdf

regulations; broadening access to finance; proposed enactment of MSE Act; and .... response to business licensing problems faced by SME s. ... Through this approach, a number of Revolving and Savings Credit ..... in Kenya'. The research covers seven urban authorities in Kenya and has eight objectives: ...

http://www.wiego.org/publications/mitullah - street trade in kenya contribution of research in policy dialogue.pdf

by V Pratt - Cited by 3

https://www.cipe.org/publications/ert/e30/E30_3.pdf

In this context, research (e.g. ECA 2005) indicates that Africa has to: ..... growth and survival are access to credit, quality of human capital, sector of activity, ... firm growth in developed economies do not seem to matter in Kenya. ..... Improving SMEs access to finance also requires efforts from financing ...

http://www.uneca.org/ATPC/Work in progress/46.pdf

building and access to credit which would allow SMEs to respond effectively ..... provide marketing information and encourage marketing research in SMEs; ...... as Kenya, Egypt, Mauritius, sector associations remain fragmented ...

http://www.uneca.org/dpmd/MAURITIUSRapport Final Drat.pdf

by C Okello-Obura - 2008 - Cited by 1

http://libres.curtin.edu.au/libres18n1/Okello-Obura_Fina_rev.pdf

ILO (1972) had carried out research in Kenya and suggested various papers outlining .... In Kenya the government has been out harassing the SMEs workers .... The people are poor and have no access to credit; have no bank accounts and ...

http://www.nayd.org/PDF/The informal sector in Kenya.pdf

semi-annual research workshop, Nairobi, Kenya on behalf of Danida. ..... 'SME Access to Credit'. Vietnam Economic Management Review. Vol. 3(2), 2008, pp. ...

http://www.wider.unu.edu/aboutus/people/resident-researchers/en_GB/director-unu-wider/_files/81850593629175821/default/CV-finn-tarp-Aug-09.pdf

SME access to finance issues, such as research institutes, government agencies, and ...... important catalyst to SME banking, the credit information infrastructure. ...... ratio Magazine (2009) “Kenya: SME Private Equity Undeterred ...

http://www.ifc.org/ifcext/gfm.nsf/AttachmentsByTitle/SMEBankingGuidebook/$FILE/SMEBankingGuide2009.pdf

12 Sep 2008 ... sMe banking tools, research and publications, case studies, events and announcements. .... cannot access credit due to inadequate collateral frameworks. ...... Kenya and Ghana: Legislation enabling the licensing ...

http://www.ifc.org/ifcext/gfm.nsf/AttachmentsByTitle/A2F-HighlightsReport2008/$FILE/A2F-HighlightsReport2008.pdf

Kenya the figure was 74%, in Zimbabwe it was 76%, and in Tanzania the figure was 66%. ... s access to finance. Researches concerning the role of credit-guarantees ... Research is required to explore the possibility of introducing ...

http://www.sylff.org/wordpress/wp-content/uploads/2009/03/sylff_p43-56.pdf

by S Wolf - 2001 - Cited by 7

http://www.tanzaniagateway.org/docs/Determinants_and_Impact_of_ICT_use_for_African_SMEs.pdf

- Related articles

http://www.treasury.gov.za/publications/other/Access to Finance in South Africa - A Supply-Side Regulatory Review.pdf

economically productive activities in rural Kenya. Research is based on surveys ..... SMEs without access to electricity and those in electrified industrial .... has been contended “access to credit is probably the most frequently cited ...

http://erg.berkeley.edu/people/Kirubi_MS_paper_FINAL_2.pdf

SMEs require access to short, medium and long-term credit. .... A comparison between the definition of SMEs in Botswana, Kenya and Ghana ...

http://www.finmarktrust.org.za/documents/2006/AUGUST/Report_EBG.pdf

Working Papers describe research in progress by the author(s) and are disseminated to ... out in their access to credit because of high intermediation costs, including the cost .... stood only at 26% compared to 50% in neighbouring Kenya. .... delivery is flexible, which makes it easy for weak SMEs to access ...

http://data.mtti.go.ug/docs/BoU 2003 Financing SMEs Uganda experience.pdf

SME sector especially Government, MFIs, Donors and NGOs to encourage them .... access credit from formal banks. Apart from MFIs, some Commercial Banks were .... UNESCO in Mombasa, Kenya. The meeting enriched the study through comments, ...

http://data.mtti.go.ug/docs/Byaruhanga 2005 Policy environment for SMEs Executive Summ….pdf

income and the livelihoods of the small-holder coffee farmers in Kenya, the ... To analyse and validate the proposed SME project for Coffee, Honey &. Macadamia .... Inadequate access to research services. ✓. Lack of affordable credit ...

http://www.mp-discussion.org/en/mpp/doc/Kenya_preliminary.pdf

obstacles in access to credit. In the Doing Business. 'getting credit' ranking, Kenya occupies the 33rd ..... where they play an important role in helping SMEs to access credit. ...... marketing activities, to conduct further research ...

http://www.infodev.org/en/Document.546.pdf

similar per capita incomes, such as Kenya (20 percent), Indonesia (50 percent), ... banks for credit to create an SME or to procure goods that may increase their .... processes, and programs on women's access to credit. This research ...

http://www.nsi-ins.ca/english/pdf/gera/02e_uganda.pdf

Data on SME access to credit is not systematically available. Some information has been collected ..... Development Bank of Africa, Economic Research Papers n° 41. ..... Private Sector Development in Africa, Vol 4, AERC, Nairobi, Kenya. ...

http://www.afd-djibouti.org/jahia/webdav/site/proparco/users/bverdeaux/public/Secteur_prive_developpement/PDF/Private-Sector-and-development-En.pdf

that SMEs not only perceive access to finance and the cost of credit to be ..... Policy Research Working Paper 4785. Berger, A.N., Frame, W.S. and Miller, ...

http://papers.ssrn.com/sol3/Delivery.cfm/SSRN_ID1471331_code1201476.pdf?abstractid=1471331&rulid=10439238&mirid=1

by O CSAE - Related articles

http://chrisblattman.com/documents/policy/2005.KenyaICA.WorldBank.Exec Summ.pdf

ing and dealing functionality, as well as expanded research and information ...... Pride Africa is a microfinance network providing access to credit to more that 80000 African. SMEs from Kenya Malawi, Tanzania, Uganda and Zambia. ...

http://r0.unctad.org/ecommerce/event_docs/geneva_efinance_background.pdf

Based on sound research, empirical evidence, public-private dialogue and ... The need to reduce barriers to SME access to global markets. ... markets can provide financing for credit-worthy SMEs and that innovative SMEs with good ... Ireland ● Israel ● Italy ● Japan ● Jordan ● Kazakhstan ● Kenya ● Kyrgystan ...

http://www.insme.org/documents/Istanbul_Declaration_ENG.pdf

1 Jan 2005 ... essential activities such as research and extension services to farmers. .... in 2003 as banking credit to the government drove a substantial increase in monetary aggregates: broad .... banking industry by enabling the central bank to access ... Although the problems faced by SMEs in Kenya vary ...

http://www.oecd.org/dataoecd/42/57/34871854.pdf

by H Hansen - Cited by 12

http://www.econ.ku.dk/rand/images/SME_Submission.pdf

SME finance is in huge demand. The severe lack of access to capital for ..... The formal banking sector provides little SME or large bank credit to the agri-sector; ...... pastoralists in Ethiopia and northern Kenya is coming ...

http://www.misfa.org.af/pdf/Agricultural Market Research_Full Report_Aug2009.pdf

that SMEs not only perceive access to finance and the cost of credit to be greater ..... fees are highest in Kenya (2.8%) and lowest in Colombia (almost 0%). ..... Enterprises (SMEs) in Colombia. World Bank Policy Research Working Paper ...

http://www.businessgrowthinitiative.org/KeyPracticeAreas/Documents/Banking SMEs around the world.pdf

SMEs that do not have access to traditional bank credit. The average loan to these ... loans”, is one of the largest microfinance institutions in Kenya. Created in 1991, .... for financial, economic and banking research, organises ...

http://www.afd-tunisie.org/jahia/webdav/site/afd/users/administrateur/public/plaquettes/Microfinance-va.pdf

12 Mar 2009 ... Kenya Agricultural Research Institute .... to the development of sustainable SME for the identified commodities. ..... Although access to affordable credit was identified as one of the main constraints ...

http://www.mountainpartnership.org/mpp/Resources/Kenya.pdf